Renters insurance can be overwhelming, especially if you’ve never rented before. Here’s why renters insurance is important, what it can cover and where you can purchase a policy: https://bit.ly/3oAY8Rp
Renters insurance is a policy for folks who are currently renting their home, condo, townhouse, or apartment. It can help protect your personal belongings against theft and damage due to natural disasters, fire, and more. It also provides personal liability protection if someone is injured in your home as a result of your negligence.
Knowing what renters insurance covers is key to maximizing the benefits of your policy. What is covered by renters insurance tends to be consistent from policy to policy and ranges from various disasters that could damage or destroy your personal property to incidents involving third parties that could potentially end in a lawsuit.
Many landlords require prospective tenants to get a renters insurance policy before they're allowed to sign a lease. Having renters insurance helps protect not only you but also any guests who visit. An independent insurance agent can help you find the best renters insurance for your needs.
What Is Renters Insurance?
You may have asked yourself, what does renters insurance do? Renters insurance provides coverage for lost, damaged, or stolen personal possessions. It also provides coverage for injuries to another person that might occur in your rented home, condo, townhouse, or apartment.
For example, if someone gets hurt in your apartment, the insurance company would pay the costs associated with the injury up to the limits of the policy.