Comprehensive vs. Collision Insurance 

Proudly serving the New Braunfels, TX area

Having car insurance is legally required in most states, but what typically isn’t mandatory is additional coverage such as comprehensive and collision insurance. These two coverages are some of the most important types of insurance you can have for your vehicle. Often sold in a package deal, they can help cover costs for your car as well as replace it, if needed. Discussing your needs with your agent at Primero Insurance Agency is a crucial first step.  

What Is Collision Insurance?  

Collision insurance covers damages to your car. This insurance covers costs relating to the following:  

If your car ends up in any of the listed events, collision insurance could be of benefit to you.  

What Is Comprehensive Insurance?  

Comprehensive insurance covers the value of your car if it’s stolen. It can also cover damages from:  


Essentially, if your car is damaged by something other than your car having a driving collision with something else, comprehensive coverage can help. This can provide you with peace of mind when you’re not with your vehicle.   

How Much Does Comprehensive and Collision Coverage Cost?  

The cost of comprehensive and collision insurance will vary depending on the state. The value of your car, location, driving history and deductible amount will all determine your overall cost of insurance. Talk about your vehicle’s needs with your agent at Primero Insurance Agency.  

Contact Us Today 

At Primero Insurance Agency we want to help keep your car safe on and off the road. To learn more about comprehensive and collision insurance, contact your agent today!